You can not directly make money through the charisma skill alone, other than borrowing money, although it is a highly useful skill as it will affect all your relationships, including romantic endeavours.
As your charisma skill improves your sim will unlock more effective interactions, including the ability to ask other sims for a loan. The higher their charisma skill level is the more likely they are to have successful friendly interactions and make friends. The Sims 4 Charisma Skill affects the way that your sim interacts with other sims.
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